Privacy policy

Zarco Apps Club built the Android Application as a Free app. This SERVICE is provided by Zarco Apps Club at no cost and is intended for use as is.

This page is used to inform visitors regarding my policies with the collection, use, and disclosure of Personal Information if anyone decided to use my Service.

If you choose to use my Service, then you agree to the collection and use of information in relation to this policy. The Personal Information that I collect is used for providing and improving the Service. I will not use or share your information with anyone except as described in this Privacy Policy.

The terms used in this Privacy Policy have the same meanings as in our Terms and Conditions, which is accessible at Caller ID unless otherwise defined in this Privacy Policy.

Information Collection and Use

For a better experience, while using our Service, I may require you to provide us with certain personally identifiable information, including but not limited to Media, Name, KYC Detail, Device camera, Audio, Number, Age, Storage. The information that I request will be retained on your device and is not collected by me in any way.

The app does use third party services that may collect information used to identify you.

Link to privacy policy of third party service providers used by the app

Log Data

I want to inform you that whenever you use my Service, in a case of an error in the app I collect data and information (through third party products) on your phone called Log Data. This Log Data may include information such as your device Internet Protocol (“IP”) address, device name, operating system version, the configuration of the app when utilizing my Service, the time and date of your use of the Service, and other statistics.

Cookies

Cookies are files with a small amount of data that are commonly used as anonymous unique identifiers. These are sent to your browser from the websites that you visit and are stored on your device's internal memory.

This Service does not use these “cookies” explicitly. However, the app may use third party code and libraries that use “cookies” to collect information and improve their services. You have the option to either accept or refuse these cookies and know when a cookie is being sent to your device. If you choose to refuse our cookies, you may not be able to use some portions of this Service.

Service Providers

I may employ third-party companies and individuals due to the following reasons:

  • To facilitate our Service;

  • To provide the Service on our behalf;

  • To perform Service-related services; or

  • To assist us in analyzing how our Service is used.

I want to inform users of this Service that these third parties have access to your Personal Information. The reason is to perform the tasks assigned to them on our behalf. However, they are obligated not to disclose or use the information for any other purpose.

In Get Loan on Aadhar Card Guide App Products Info:

  1. Loan amount: Min. ₹ 1,000.00 - Depend of documents
  2. Loan Terms & condition for online AADHAR LOAN:
  3. Minimum loan tenure - 61 days (shortest, including renewal time)
  4. Maximum loan tenure -5 years (longest, including renewal time)
  5. Maximum APR: 36%

Other fees: we will charge one time sign fee, service fee(per transaction). Minimum 10%, Maximum 20%

Interest calculation ::

If your loan amount is ₹ 20,000, APR is 20%, service fee is 10% and the term is 91 days. on the due date, the amount payable is ₹ 22,997.6 (20,000  20% / 365  91 + 20,000 + 20,000*10%).

Security

I value your trust in providing us your Personal Information, thus we are striving to use commercially acceptable means of protecting it. But remember that no method of transmission over the internet, or method of electronic storage is 100% secure and reliable, and I cannot guarantee its absolute security.

GDPR Privacy Policy 

We may reuse Personal Data under the following conditions with care of lawful Base for Processing Personal Data under GDPR

Provision of Personal Data is necessary for the performance of an agreement with You and/ or for any pre-collective scores thereof. Concurrence  You have given Your concurrence for processing Personal Data for one or further specific purposes.  

Vital interests that processing Personal Data is necessary in order to cover Your vital interests or of another natural person. Legal scores that Processing Personal Data is necessary for compliance with a legal obligation to which the Company is subject.  

 Public interests that processing Personal Data is related to a task that's carried out in the public interest or in the exercise of sanctioned authority vested in the Company. licit interests that processing Personal Data is necessary for the purposes of the licit interests pursued by the Company. 

In any case, the Company will reluctantly help to clarify the specific legal base that applies to the processing, and in particular whether the provision of Personal Data is a statutory or contractual demand, or a demand necessary to enter into a contract. 

Your Rights under the GDPR 

The Company undertakes to admire the confidentiality of Your Personal Data and to guarantee You can exercise Your rights. 

You have the right under this sequestration Policy, and by law if You're within the EU, to ::

  • Request access to Your Personal Data. The right to pierce, modernize or cancel the information We've on You. Whenever made possible, you can access, update or request omission of Your Personal Data directly within Your account settings section. However, please communicate Us to help You, If you're unfit to perform these conduct yourself. This also enables You to admit a dupe of the Personal Data We hold about You.
  • Withdraw Your concurrence. You have the right to withdraw Your concurrence on using your particular Data. However, We may not be suitable to give You with access to certain specific functionalities of the Service, If You withdraw Your concurrence.
  • Request correction of the Personal Data that We hold about You. You have the right to to have any deficient or inaccurate information We hold about You corrected.
  • Object to processing of Your Personal Data. This right exists where We're counting on a licit interest as the legal base for Our processing and there's commodity about Your particular situation, which makes You want to expostulate to our processing of Your Personal Data on this ground. You also have the right to expostulate where We're recycling Your Personal Data for direct marketing purposes.
  • Request the transfer of Your Personal Data. We'll give to You, or to a third- party You have chosen, Your Personal Data in a structured, generally used, machine- readable format. Please note that this right only applies to automated information which You originally handed concurrence for Us to use or where We used the information to perform a contract with You.
  • Request erasure of Your Personal Data. You have the right to ask Us to cancel or remove Personal Data when there's no good reason for Us to continue recycling it.
Exercising of GDPR Data Protection Rights 

You have the right to complain to a Data Protection Authority about Our collection and use of Your Personal Data. For further information, if You're in the European Economic Area( EEA), please communicate Your original data protection authority in the EEA. You may exercise Your rights of access, rectification, cancellation and opposition by reaching Us. Please note that we may ask You to corroborate Your identity before responding to similar requests. However, We'll try our stylish to respond to You as soon as possible, If You make a request.  

CCPA sequestration 

Rights under the CCPA 

Under this sequestration Policy, and by law if You're a occupant of California, You have the following rights 

  • The right to notice. You must be duly notified which orders of Personal Data are being collected and the purposes for which the Personal Data is being used.
  • The right to know about Your Personal Data. You have the right to request and gain from the Company information regarding the exposure of the following 

    •  The orders of Personal Data collected
    • The specific pieces of Personal Data we collected about You 
    •  The sources from which the Personal Data was collected  
    •  Orders of third parties with whom We partake Personal Data
    • The business or marketable purpose for collecting or dealing the Personal Data 

  • The right to access the right to request. The CCPA permits You to request and gain from the Company information regarding the exposure of Your Personal Data that has been collected in the once 12 months by the Company or its accessories to a third- party for the third party's direct marketing purposes. 
  • The right to cancel Personal Data. You also have the right to request the omission of Your Personal Data that have been collected in the once 12 months. 
  • The right not to be discerned against. You have the right not to be discerned against for exercising any of Your Consumer's rights, including by 

    • Suggesting that You'll admit a different price or rate for goods or services or a different position or quality of goods or services.
    • Denying goods or services to You 
    • Charging different prices or rates for goods or services, including the use of abatements or other benefits or assessing penalties 
    • furnishing a different position or quality of goods or services to You

  • The right to say no to the trade of Personal Data. You also have the right to ask the Company not to vend Your Personal Data to third parties. You can submit such a request by visiting our" Do Not vend My particular Information" section or web runner.

Exercising Your CCPA Data Protection Rights 

In order to exercise any of Your rights under the CCPA, and if you're a California occupant, You can telegraph or call us or visit our" Do Not vend My particular Information" section or web runner. 

The Company will expose and deliver the required information free of charge within 45 days of entering Your empirical request. The time period to give the required information may be extended formerly by an fresh 45 days when reasonable necessary and with previous notice. 

Do Not vend My particular Information

We don't vend particular information. still, the Service Providers we mate with( for illustration, our advertising mates) may use technology on the Service that" sells" particular information as defined by the CCPA law. 

Still, you may do so by following the instructions below, If you wish to conclude out of the use of your particular information for interest- grounded advertising purposes and these implicit deals as defined under CCPA law. 

Links to Other Sites

This Service may contain links to other sites. If you click on a third-party link, you will be directed to that site. Note that these external sites are not operated by me. Therefore, I strongly advise you to review the Privacy Policy of these websites. I have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.

" Do Not Track" Policy as needed by California Online sequestration Protection Act( CalOPPA) 

 Our indulgence doesn't react to Do Not trace signals. 

still, some third party websites do keep track of Your surfing activities. However, You can set Your preferences in Your web browser to inform websites that You don't want to be tracked, If You're seeing comparable websites. You can empower or mutilate DNT by seeing the preferences or settings runner of Your web browser. 

Children’s Privacy

These Services do not address anyone under the age of 13. I do not knowingly collect personally identifiable information from children under 13 years of age. In the case I discover that a child under 13 has provided me with personal information, I immediately delete this from our servers. If you are a parent or guardian and you are aware that your child has provided us with personal information, please contact me so that I will be able to do necessary actions.

Know Your California isolation Rights( California Business and Professions Code Section 22581)

    • Be apprehensive that Your request doesn't guaranty grand or plenary junking of content or information posted online and that the law may not permit or bear junking in certain destinies. 
    • California Business and Professions Code section 22581 allow California local under the age of 18 who are registered druggies of online spots, services or operations to request and gain junking of content or data they've intimately posted.
    • To request junking of similar data, and if you're a California occupant, You can communicate Us using the contact data handed below, and include the dispatch oration associated with Your record. 

Changes to This Privacy Policy

I may update our Privacy Policy from time to time. Thus, you are advised to review this page periodically for any changes. I will notify you of any changes by posting the new Privacy Policy on this page.

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